Monthly Archives: September 2008
- September 30, 2008
- My Budgeting Strategy
Often times, when one is starting a budget, it can be overwhelming. How detailed should I get? Do I need to label every purchase? What if I miss something? All of these questions can inhibit us from coming up with a spending plan. The following is how I was able to get on a budget. [...]
- September 29, 2008
- All We Need is a Little Patience
We all want and need new stuff all the time. And since you are reading this blog, I am pretty sure you want to be wise about your decisions. The key to doing this, is patience.
Impulse buying is a major problem in getting our personal finances in order. It is one of my MAJOR weaknesses. [...]
- September 26, 2008
- If You Don’t Ask, the Answer is Always No
When I was in college, I worked for several retail stores. There was always some promotion/sale going on to draw n customers. This didn’t happen often, but every now and again I would have someone pick out what they wanted and come to me asking if I could knock a little more off the price. [...]
- September 25, 2008
- Be Proactive With Late Payments
Several years ago I was mired in debt, in between jobs, and just at my wits end. The unemployment checks that were coming in just couldn’t cover my needs. Creditors were calling asking for there money. I was worried about eating and having enough gas to the next Job interview. I had zero savings, my credit cards [...]
- September 23, 2008
- Have Friends and Make Money
I have a good friend I used to work with who is not happy at her current Job. She is recently divorced, and now that she is on her own she needs to make more money, pure and simple. One way to improve her situation is to get a job paying more money, as she [...]
- September 22, 2008
- What does it mean to be frugal?
This may seem like a silly question. But stop and think about it. Websters defines frugal this way:
Economical in use or expenditure; prudently saving or sparing; not wasteful: a frugal manager.
Entailing little expense; requiring few resources; meager; scanty; a frugal meal.For me, to sum it up it means to start using less and saving more. [...]
- September 19, 2008
- Thoughts on the upcoming election…
One thing you will not see me do here is endorse a party or candidate. That is not what I envision this blog becoming. However, I will from time to time share my thoughts on some issues.
The current economic crisis has had me thinking about many things. What I want to talk about, however, is [...]
- September 18, 2008
- Start Small
OK, you’ve decided to join the rebellion. You are no longer going to live your life under the oppressive weight of debt monster. So where do you start? This can be a debilitating issue as it may seem overwhelming. So what did I do.
First, I admitted to myself that I didn’t know what I was [...]
- September 17, 2008
- Want a chance to win $250?
Kevin, over at 20smoney is offering a chance to win a $250.00 AMEX gift card. Just check out his blog here for details. His blog has some great advice for the 20 something crowd. Even though I am a bit older, I have learned some nice things reading some of his entries. Go check it out!
-rebel
- September 17, 2008
- Eating My Way into Debt
OK, we all know the problem. Eating out is expensive. Even if it is the ‘cheap’ fast food. However, it can be hard to remain disciplined in this area. This is a battle I am currently losing. Here are some reasons why.
It is hard to cook for just one person. The time it takes and [...]
