Monthly Archives: September 2008

My Budgeting Strategy

Often times, when one is starting a budget, it can be overwhelming. How detailed should I get? Do I need to label every purchase? What if I miss something? All of these questions can inhibit us from coming up with a spending plan. The following is how I was able to get on a budget. [...]

All We Need is a Little Patience

We all want and need new stuff all the time. And since you are reading this blog, I am pretty sure you want to be wise about your decisions. The key to doing this, is patience. Impulse buying is a major problem in getting our personal finances in order. It is one of my MAJOR [...]

If You Don’t Ask, the Answer is Always No

When I was in college, I worked for several retail stores. There was always some promotion/sale going on to draw n customers. This didn’t happen often, but every now and again I would have someone pick out what they wanted and come to me asking if I could knock a little more off the price. [...]