This may surprise you since I live in the South, but I am a college football fan. Although, what may actually be a surprise for some of you is that I am a Kentucky fan, even in football. The game this weekend between my beloved Wildcats and Arkansas made me think about personal finance.

The wildcats were not doing well on Saturday. About a third of the way through the 4th and final quarter, they were down 20-7. UK has the ball and turns it over. The fans in the stadium, start pouring towards the exits. Yours truly, watching it on TV at a local sports bar threw up my hands in defeat and went home. Many of us gave up. Little did we know, the Wildcats made a HUGE comeback and won the game. It would have been so exciting, but many of us gave up and missed out on the joy of victory.

In a similar way It is easy to give up when it comes to personal finance. There are times when it seems hopeless. You have a mountain of debt. You can’t seem to scrounge enough to buy a pack of Ramen Noodles, much less pay down that credit card bill. It can be depressing and overwhelming. Don’t give up! you can make it through. You will make it through. Just keep making the right choices.

Much like my Wildcats, you can make a comeback and so can I. No matter how far down or how late in the game. Stick with it, and you will have the victory!

-Kevin