Well, the New Year is upon us. Many people will make all kinds of resolutions. One, in particular would getting personal finances in order. I was reading around and ready Christy Jennings blog Makeup Tutorial where she writes some shopping for makeup tips. She inspired me to write some thoughts about approaching shopping in the new year. We will talk about some of the things mentioned.

First, on the list is to budget. I took scuba diving in college. I know, what does this have to do with budgeting? Well, there was something my dive instructor said over and over again, “Plan your dive and dive your plan.” The point here is to make a budget, and actually use your budget. Don’t stray and spend frivolously.

Second research what you are buying. The internet is a wonderful resource. You can find out about anything. You get get customer reviews, professional reviews, product specs, or anything else. Whether it is cereal or a car, do research.

Finally, buy what you can use not what is on sale. Sure, you can go to Costco or Sam’s and buy a ton of bread. However, if you don’t use it before it goes bad you have just wasted your money.

These are just a few concepts. The point here is to actively think about this. Don’t go into the New Year with wallet open. Be calculated and informed. If you do, you can and will get your personal finances in order.