For the majority of people, when it comes to car insurance, their primary concern is obtaining adequate coverage while paying as little for it as they can.  To help in this endeavor, this article is going to highlight 3 tips for lowering your monthly car insurance premiums.

The first tip to lower your car insurance is to raise your deductible amount. Whenever someone gets in an auto accident, they are required to pay a deductible before their insurance company will pay out a claim.  By raising a deductible from $250 to $500, you can slash your insurance payments by ten percent.  As a note of caution, if you choose to raise the deductible, you need to ensure that you have this money set aside somewhere safe.

The second thing that you can do to get lower car insurance is to see what security and safety features are built in to your vehicle.  If you do not have any of these features, you can add them.  There are literally hundreds and hundreds of items that will qualify for this discount.  Examples include LoJack tracking systems, VIN etching, anti lock brakes, and an active restraint system.

The third thing that you can do is move your auto policy over to the insurance provider that you use for homeowners or renter’s insurance.  When you have numerous policies with an insurance provider, they will often give you a discount.  This discount is called a multi rate or multi policy discount.

As we have demonstrated, if you use these three techniques, you can immediately lower your monthly car insurance premiums.  Keep in mind that these three methods only scratch the surface of available car insurance discounts.  To find out which auto insurance discounts may be available to you, you should visit the Cheap Car Insurance for Women Center or the Car Insurance for Young Driver Guide.