Category Archives: Basics

February 2, 2010

Start a Passive Income Business for Free– also posted in Extra Income

Is there anything more frugal than a business that you can start for free? A business that can grow with unlimited upside potential and no downside except your the investment of you time? I do not know about you, but I love the idea of a business that is so fool proof that you absolutely [...]

January 22, 2010

Common Financial Mistakes– also posted in Credit, Personal Finance

One concept that is generally a terrible idea is quite popular today – consolidating debt with poor credit. If you have poor credit, why would you want to take on additional obligations to a third party who will claim to help you with your debt? The true way to help yourself with debt is to [...]

January 12, 2010

Eating Your Way Into Debt– also posted in Budgeting, Extra Income, Food, Frugality, Savings

One of the greatest wastes of money is food. Yep, you heard me. I know we needed it, but all too often this is the greatest source of budgetary problems. Especially if you are a young and social single. Eating out is a way of life. It is how you mingle. It is also how [...]

January 11, 2010

What Investing Style Suits You Best– also posted in Investing

Investing styles vary in the world of stock exchange. People who actively participate in the selling and buying of stocks may be able to quickly say what their investing style is with the use of stock investment software. However, not all will be quick to answer. Looking at the different investing styles applied in the [...]

January 11, 2010

Simple Strategies to Improve Your Credit Score Quickly!– also posted in Credit, Personal Finance

If you would like to learn how to improve credit score issues, then read on.  We will be discussing three of the top strategies you can use to improve your credit score.  After reading this article, you should have at least one strategy that will work for you.
Pay for Delete
You may have heard that it [...]

January 7, 2010

Tips and tricks on how you can achieve savings on your home insurance– also posted in Consumerism, Frugality, Home Finance, Insurance, Personal Finance

Here are a few tips and tricks on how you can achieve savings on your next home insurance policy and beat your renewal quote. It has been found that many homeowners today just let their insurance premium renew automatically each year without shopping around and even trying to beat their current quotation and save them [...]

January 5, 2010

First Investment– also posted in Education, Extra Income, General Information, Investing, Job Hunting, Personal Finance

A big topic in Personal Finance is investing. But beginning to invest can be an overwhelming task. And to be honest, I believe most people think too narrowly when considering investment. Investing is not just stocks and bonds. Nor is it just real estate. The first place you should look is yourself.
Education is one of [...]

January 4, 2010

Save Money With Planning– also posted in Budgeting, Consumerism, Free Offers, Frugality, Personal Finance

The Holiday’s are past us, now we start a New year. With the new year comes plenty of resolutions to fulfill. A big one for many is to save money in the new year. Here are a few thoughts to aid you in this quest. As a part of your overall Budget plans, this should [...]

October 15, 2008

The Frugal Lunch– also posted in Budgeting, Consumerism, Food, Frugality, Goals and Status, Personal Finance

Probably my biggest waste of money is on food. There is no doubt that there is a lot of waste for me in this area. Especially where lunch is concerned.
I average spending about $11.00 a day on lunch or roughly $220 a month. That is just on lunch. This is completely ridiculous. In all honesty, [...]

October 9, 2008

Why Do We Need an Emergency Fund?– also posted in Budgeting, Investing, Personal Finance

I was discussing personal finance with a friend from Stumble Upon the other day and he made the following interesting observation concerning the idea of emergency funds:
Less certain about “emergency fund”, but my wife likes the idea. With the dollar losing value every day, and interest rates so long, it seems like the wrong thing to [...]