The Frugal Rebel

Category Archives: Basics

October 15, 2008: The Frugal Lunch– also posted in Budgeting, Consumerism, Food, Frugality, Goals and Status, Personal Finance; Probably my biggest waste of money is on food. There is no doubt that there is a lot of waste for me in this area. Especially where lunch is concerned. I average spending about $11.00 a day on lunch or roughly $220 a month. That is just on lunch. This is completely ridiculous. In all [...]

October 9, 2008: Why Do We Need an Emergency Fund?– also posted in Budgeting, Investing, Personal Finance; I was discussing personal finance with a friend from Stumble Upon the other day and he made the following interesting observation concerning the idea of emergency funds: Less certain about “emergency fund”, but my wife likes the idea. With the dollar losing value every day, and interest rates so long, it seems like the wrong thing [...]

October 6, 2008: Great Tool for Getting a Handle on Your Finances– also posted in Budgeting, Free Offers, Frugality, Personal Finance; Last week, I wrote about my basic budgeting strategy. Something that I use to to aid me in this is Mint. This is a great website that can allow you to track your finances in one place and setup a budget. Also, the great thing that makes this Frugal Rebel happy is that it is [...]

October 3, 2008: Admit You are Wrong– also posted in General Information, Personal Finance; I was watching the VP debate last night and one thing stood out as it pertains to the topic of personal finance. Governor Palin was asked who was responsible for the sub-prime problem, the people, Wall Street, or both. Her answer bothered me. She said that the people were not to blame but the predatory [...]

September 30, 2008: My Budgeting Strategy– also posted in Budgeting, Frugality; Often times, when one is starting a budget, it can be overwhelming. How detailed should I get? Do I need to label every purchase? What if I miss something? All of these questions can inhibit us from coming up with a spending plan. The following is how I was able to get on a budget. [...]

September 29, 2008: All We Need is a Little Patience– also posted in Consumerism, Frugality; We all want and need new stuff all the time. And since you are reading this blog, I am pretty sure you want to be wise about your decisions. The key to doing this, is patience. Impulse buying is a major problem in getting our personal finances in order. It is one of my MAJOR [...]

September 26, 2008: If You Don’t Ask, the Answer is Always No– also posted in Consumerism, Credit, Free Offers, Frugality, General Information, Networking; When I was in college, I worked for several retail stores. There was always some promotion/sale going on to draw n customers. This didn’t happen often, but every now and again I would have someone pick out what they wanted and come to me asking if I could knock a little more off the price. [...]

September 25, 2008: Be Proactive With Late Payments– also posted in Credit, General Information; Several years ago I was mired in debt, in between jobs, and just at my wits end. The unemployment checks that were coming in just couldn’t cover my needs. Creditors were calling asking for there money. I was worried about eating and having enough gas to the next Job interview. I had zero savings, my credit cards [...]

September 22, 2008: What does it mean to be frugal?– also posted in Frugality, General Information; This may seem like a silly question. But stop and think about it. Websters defines frugal this way: Economical in use or expenditure; prudently saving or sparing; not wasteful: a frugal manager. Entailing little expense; requiring few resources; meager; scanty; a frugal meal. For me, to sum it up it means to start using less [...]

September 18, 2008: Start Small– also posted in General Information; OK, you’ve decided to join the rebellion. You are no longer going to live your life under the oppressive weight of debt monster. So where do you start? This can be a debilitating issue as it may seem overwhelming. So what did I do. First, I admitted to myself that I didn’t know what I [...]