Category Archives: Consumerism

October 15, 2008
The Frugal Lunch– also posted in Basics, Budgeting, Food, Frugality, Goals and Status, Personal Finance

Probably my biggest waste of money is on food. There is no doubt that there is a lot of waste for me in this area. Especially where lunch is concerned.
I average spending about $11.00 a day on lunch or roughly $220 a month. That is just on lunch. This is completely ridiculous. In all honesty, [...]

September 29, 2008
All We Need is a Little Patience– also posted in Basics, Frugality

We all want and need new stuff all the time. And since you are reading this blog, I am pretty sure you want to be wise about your decisions. The key to doing this, is patience.
Impulse buying is a major problem in getting our personal finances in order. It is one of my MAJOR weaknesses. [...]

September 26, 2008
If You Don’t Ask, the Answer is Always No– also posted in Basics, Credit, Free Offers, Frugality, General Information, Networking

When I was in college, I worked for several retail stores. There was always some promotion/sale going on to draw n customers. This didn’t happen often, but every now and again I would have someone pick out what they wanted and come to me asking if I could knock a little more off the price. [...]

September 17, 2008
Eating My Way into Debt– also posted in Food

OK, we all know the problem. Eating out is expensive. Even if it is the ‘cheap’ fast food. However, it can be hard to remain disciplined in this area. This is a battle I am currently losing. Here are some reasons why.

 It is hard to cook for just one person. The time it takes and [...]

September 15, 2008
Rewards Programs, well maybe

OK, you see them everywhere. Most retail chains have rewards programs. Best Buy does and so does Borders. However, is this a good thing? Well, yes and no. It really depends on your tempermate. We have all heard the story. A wife (sorry women) goes to the mall to pick up something needed. She see a [...]