Category Archives: Credit

October 7, 2008
Something to Learn from the Financial Meltdown– also posted in General Information, Home Finance, Personal Finance

The New York Times has a great article providing some background on why we are in the mess we are in. The article states:
But by the time Mr. Mudd became Fannie’s chief executive in 2004, his company was under siege. Competitors were snatching lucrative parts of its business. Congress was demanding that Mr. Mudd help [...]

September 26, 2008
If You Don’t Ask, the Answer is Always No– also posted in Basics, Consumerism, Free Offers, Frugality, General Information, Networking

When I was in college, I worked for several retail stores. There was always some promotion/sale going on to draw n customers. This didn’t happen often, but every now and again I would have someone pick out what they wanted and come to me asking if I could knock a little more off the price. [...]

September 25, 2008
Be Proactive With Late Payments– also posted in Basics, General Information

Several years ago I was mired in debt, in between jobs, and just at my wits end. The unemployment checks that were coming in just couldn’t cover my needs. Creditors were calling asking for there money. I was worried about eating and having enough gas to the next Job interview. I had zero savings, my credit cards [...]