Category Archives: Frugality

July 15, 2010
What Makes Checking Accounts Excellent to Have– also posted in Consumerism, Home Finance

While it is not absolutely necessary to have a checking account to get by living, opening up an account with a reputable financial institution can make all the difference in the world. Making things much simpler, faster and safer. When it comes time to pay bills, depending on the individual, someone could go from carrying [...]

July 7, 2010
The Top Beach Towns In Central America For An Affordable Retirement– also posted in Retirement

In these recession minded times, cost of living considerations have become important.  In fact the Center for Retirement Research in Boston has estimated that 51% of US retirees have not saved up enough money for their retirement.  No wonder some of these people are thinking about relocating aboard in countries that offer a lower cost [...]

June 29, 2010
3 Options To Help You Clear Debt From Your Life– also posted in Budgeting, Credit, Personal Finance, debt relief

If you’re currently experiencing significant financial pressure, then you’ve probably considered a host of different options in an attempt to get your life back on track. Because financial pressure can wreak havoc on people psychologically, most are willing to do whatever it takes to put an end to their misery. This often includes rushing into [...]

May 18, 2010
Three Reasons to Get Out of Debt– also posted in Basics, Budgeting, Consumerism, Credit, Savings

Everyone knows we should get out of debt.  We also know we should lose weight, but we just don’t until that high school reunion comes around.  We all require motivation in order to make a change in our life.  Presently the debt has allowed us to buy thing we wanted.  That gratitude makes the debt [...]

April 12, 2010
Tips On How To Save Money– also posted in Basics, Budgeting, Credit, Food, Personal Finance, Savings

The problem with money is that everyone wants it and no one ever has enough of it. Saving money is the smart move for everyone. A well funded savings account can give peace of mind that an unexpected expense will not turn into a financial emergency. The following are several tips on how to save [...]

February 16, 2010
Save Money by Knowing Where to Find Free Makeup Samples– also posted in Budgeting, Consumerism, Free Offers, Personal Finance, Savings

When trying to make ends meet while living on a budget, free samples of anything are a great way to save. Plus, what better way to find out which products you like before buying them? We have all probably wasted a lot of money this way. For instance, with cosmetics products, you probably go out [...]

February 3, 2010
Getting Out Of Credit Card Debt– also posted in Budgeting, Credit, General Information, Personal Finance

Over time credit card debt can really stack up. People are often in way over their heads. Although challenging, the debt can be eliminated. It’ll just take some smart tactics, dedication and perseverance to make it through. I’ll tell you up front that I’m a firm believer that you can be rid of this debt [...]

January 12, 2010
Eating Your Way Into Debt– also posted in Basics, Budgeting, Extra Income, Food, Savings

One of the greatest wastes of money is food. Yep, you heard me. I know we needed it, but all too often this is the greatest source of budgetary problems. Especially if you are a young and social single. Eating out is a way of life. It is how you mingle. It is also how [...]

January 8, 2010
Teenagers and Car Insurance– also posted in Consumerism, Education, Insurance, Kids and Finance, Personal Finance

The day that every parent dreads has arrived. Your teenager is now old enough to drive. This is a new step in both of your lives.  Insuring your teenage driver can seem confusing, especially when you want to save as much money as possible. Here is some guidance to help make the process easier, as [...]

January 7, 2010
3 Car Insurance Discounts You Should Pursue– also posted in Consumerism, Insurance, Personal Finance

For the majority of people, when it comes to car insurance, their primary concern is obtaining adequate coverage while paying as little for it as they can.  To help in this endeavor, this article is going to highlight 3 tips for lowering your monthly car insurance premiums. The first tip to lower your car insurance [...]