Category Archives: Frugality

February 16, 2010

Save Money by Knowing Where to Find Free Makeup Samples– also posted in Budgeting, Consumerism, Free Offers, Personal Finance, Savings

When trying to make ends meet while living on a budget, free samples of anything are a great way to save. Plus, what better way to find out which products you like before buying them? We have all probably wasted a lot of money this way. For instance, with cosmetics products, you probably go out [...]

February 3, 2010

Getting Out Of Credit Card Debt– also posted in Budgeting, Credit, General Information, Personal Finance

Over time credit card debt can really stack up. People are often in way over their heads. Although challenging, the debt can be eliminated. It’ll just take some smart tactics, dedication and perseverance to make it through. I’ll tell you up front that I’m a firm believer that you can be rid of this debt [...]

January 12, 2010

Eating Your Way Into Debt– also posted in Basics, Budgeting, Extra Income, Food, Savings

One of the greatest wastes of money is food. Yep, you heard me. I know we needed it, but all too often this is the greatest source of budgetary problems. Especially if you are a young and social single. Eating out is a way of life. It is how you mingle. It is also how [...]

January 8, 2010

Teenagers and Car Insurance– also posted in Consumerism, Education, Insurance, Kids and Finance, Personal Finance

The day that every parent dreads has arrived. Your teenager is now old enough to drive. This is a new step in both of your lives.  Insuring your teenage driver can seem confusing, especially when you want to save as much money as possible. Here is some guidance to help make the process easier, as [...]

January 7, 2010

3 Car Insurance Discounts You Should Pursue– also posted in Consumerism, Insurance, Personal Finance

For the majority of people, when it comes to car insurance, their primary concern is obtaining adequate coverage while paying as little for it as they can.  To help in this endeavor, this article is going to highlight 3 tips for lowering your monthly car insurance premiums.
The first tip to lower your car insurance is [...]

January 7, 2010

Tips and tricks on how you can achieve savings on your home insurance– also posted in Basics, Consumerism, Home Finance, Insurance, Personal Finance

Here are a few tips and tricks on how you can achieve savings on your next home insurance policy and beat your renewal quote. It has been found that many homeowners today just let their insurance premium renew automatically each year without shopping around and even trying to beat their current quotation and save them [...]

January 4, 2010

Save Money With Planning– also posted in Basics, Budgeting, Consumerism, Free Offers, Personal Finance

The Holiday’s are past us, now we start a New year. With the new year comes plenty of resolutions to fulfill. A big one for many is to save money in the new year. Here are a few thoughts to aid you in this quest. As a part of your overall Budget plans, this should [...]

December 31, 2009

New Year Shopping Tips– also posted in Budgeting, Consumerism, Economy, Personal Finance

Well, the New Year is upon us. Many people will make all kinds of resolutions. One, in particular would getting personal finances in order. I was reading around and ready Christy Jennings blog Makeup Tutorial where she writes some shopping for makeup tips. She inspired me to write some thoughts about approaching shopping in the [...]

October 20, 2008

Don’t Give Up!– also posted in General Information, Home Finance, Personal Finance

This may surprise you since I live in the South, but I am a college football fan. Although, what may actually be a surprise for some of you is that I am a Kentucky fan, even in football. The game this weekend between my beloved Wildcats and Arkansas made me think about personal finance.
The wildcats [...]

October 15, 2008

The Frugal Lunch– also posted in Basics, Budgeting, Consumerism, Food, Goals and Status, Personal Finance

Probably my biggest waste of money is on food. There is no doubt that there is a lot of waste for me in this area. Especially where lunch is concerned.
I average spending about $11.00 a day on lunch or roughly $220 a month. That is just on lunch. This is completely ridiculous. In all honesty, [...]