Category Archives: Personal Finance

Tips On How To Save Money– also posted in Basics, Budgeting, Credit, Food, Frugality, Savings

The problem with money is that everyone wants it and no one ever has enough of it. Saving money is the smart move for everyone. A well funded savings account can give peace of mind that an unexpected expense will not turn into a financial emergency. The following are several tips on how to save [...]

How To Prevent A Bad Credit Rating– also posted in Credit

Bad credit can follow us around like a rain cloud and can cause a lot of problems when it comes to raising any kind of finance.  Those who have been lumbered with bad credit find themselves penalized by lenders who don’t want to lend to them unless they pay big interest rates.  If you don’t [...]

Personal loans and a poor credit history– also posted in Credit, Loans

In debt? A personal loan may give you some breathing space. But if you have a poor credit history you may have trouble securing a loan. Your credit history may be poor because you have not yet secured credit, or you have not paid off your debts in a timeless manner. However, there are still [...]