Tag Archives: Retirement

July 10, 2010
Being Aware of IRA Early Withdrawal Penalty Exemptions Could Save a Substantial Amount of Money– also tagged , , , ,

Financial situations often arise that require individuals to access their retirement savings prior to the appropriate age, and the result could be a substantial penalty charged by the Internal Revenue Service. The good news, however, is that there are stipulations in place that if met can allow the fee to be waived. Being aware of [...]

July 9, 2010
Understanding IRA Investment Options for Successful Retirement Investing– also tagged , , , , , , , , ,

Selecting investments for your Individual Retirement Account (IRA) can be a difficult task. After getting a 401k loan and compensating all of your expenses, you are now puzzled where you should place the remaining funds after opening an IRA. You should note though that there is no such thing as the ultimate and the best [...]

July 7, 2010
The Top Beach Towns In Central America For An Affordable Retirement– also tagged , , ,

In these recession minded times, cost of living considerations have become important.  In fact the Center for Retirement Research in Boston has estimated that 51% of US retirees have not saved up enough money for their retirement.  No wonder some of these people are thinking about relocating aboard in countries that offer a lower cost [...]

June 23, 2010
2010 Roth Ira Early Withdrawal– also tagged , , , , , , , , ,

The federal government determines the rules and regulations for IRAs (Individual Retirement Accounts) every year. The rules are typically changed slightly each year, so the prudent investor is wise to keep up with these changes.  For the year of 2010 some of the important early Roth IRA withdrawal rules that you need to know follow: [...]

March 21, 2010
The Basics of 401k Rollover– also tagged , , , , , , ,

In an informal poll at work the other day I discovered that over a quarter of my coworkers don’t contribute to our companies’ 401k plan. We work in retail so we make low salaries compared to some people and that is the main reason that they gave: they can’t afford to contribute towards retirement. I [...]

March 3, 2010
Deferring Fixed Income Annuities For Retirement– also tagged , , , , , ,

One of the more reliable financial products used for retirement planning is the fixed annuity. Fixed income annuities are an excellent way to ensure a stream of income once an individual retires and can provide the investor both confidence and safety in investment. The fixed income annuity is unique in that it is an insurance [...]

January 11, 2010
Take The Stress Out Of Your 401k Account– also tagged , , , , ,

With the number of tough choices you have to make when you are changing your employment, the last thing that you should have to worry about is making a 401k plan rollover.  You shouldn’t have to worry about the safety of your retirement account and whether or not the method in which you transfer it [...]